Consultation
Protection & estate briefing
A focused session on life cover, critical illness, and how wills and trusts sit alongside your pension nominations and existing advice file.
Who this is for
Families updating cover after a mortgage change, new child, or inheritance. We check whether existing policies still match the mortgage and dependants, and flag where pension death benefits and will wording may conflict.
Included
- Policy schedule review for sum assured, term, and trust status
- Critical illness versus income protection trade-offs in plain language
- Checklist for solicitor conversations on wills and lasting powers of attorney
- Written summary of recommended next actions
Excluded
Drafting wills or trusts is legal work; we coordinate but do not replace a solicitor. Funeral plan sales are not offered.